Are You Taking More Risk Than You Think?

Discover Your Personal Investment Risk Score in Minutes—Before the Market Does It for You.
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Join what the smart investors who are aligning their portfolios with what actually feels right. Quick. Free. No pressure—just clarity.

Your Risk Tolerance Isn’t a Guessing Game

Unless you enjoy financial roller coasters… in the dark… without a seatbelt.

With the Risk IQ Test, you'll finally know how much risk you can handle—without needing a Ph.D. in Wall Street jargon.

A hand is holding a smartphone displaying a financial application. The screen shows a chart with a growth prediction in percentage, and sections labeled Personal, Retirement, and Custodial. The chart predicts cash invested and saved over a period of time, with specific dollar values provided for future growth.
A hand is holding a smartphone displaying a financial application. The screen shows a chart with a growth prediction in percentage, and sections labeled Personal, Retirement, and Custodial. The chart predicts cash invested and saved over a period of time, with specific dollar values provided for future growth.

Find Your Investor Tolerance

Invest Like You Mean It

We match your portfolio with your actual comfort level, not just whatever hot stock tip your neighbor gave you.

Trusted by Investors who have used it.

No pressure, no sales pitch—just clarity, confidence, and fewer sleepless nights wondering if you’re “doing it right.”

Investment Risk Analysis That Actually Means Something

Your future shouldn’t hinge on guesswork.

Most investors don’t realize their portfolio is out of sync with their comfort level—until it’s too late. That’s where Risk IQ steps in.

Risk Assessment

Are you investing in line with who you are—or who someone told you to be?

We’ll uncover your real risk tolerance and show if your current investments match your personal financial DNA.

A hand holding a smartphone in front of a wooden background. The phone screen displays a financial investment application with the text 'The smartest thing to do with your money'. Below it, there are illustrations of stacked coins and a call-to-action button labeled 'Start investing'.
A hand holding a smartphone in front of a wooden background. The phone screen displays a financial investment application with the text 'The smartest thing to do with your money'. Below it, there are illustrations of stacked coins and a call-to-action button labeled 'Start investing'.
Portfolio Alignment

When your strategy fits your personality, everything works better.

We don’t just analyze—we align. Let’s make your portfolio feel like it was built for you… because it was.

Optimize Investment Strategy

Tailored. Balanced. Smart.

We fine-tune your approach so you’re not just chasing returns—you’re building a sustainable, comfortable future.

Wooden Scrabble tiles arranged in an organized pattern spell out the phrase 'MANAGE YOUR ASSETS' on a plain white background.
Wooden Scrabble tiles arranged in an organized pattern spell out the phrase 'MANAGE YOUR ASSETS' on a plain white background.
A hand holds a smartphone displaying a cryptocurrency portfolio with various assets including Decentraland, Ethereum, Bitcoin, Algorand, and Polygon. The balance for each asset is shown alongside icons representing each cryptocurrency.
A hand holds a smartphone displaying a cryptocurrency portfolio with various assets including Decentraland, Ethereum, Bitcoin, Algorand, and Polygon. The balance for each asset is shown alongside icons representing each cryptocurrency.

Don’t Wait for the Market to Teach You a Lesson.

Many have already used Risk IQ to course-correct their investments.

Will you be ahead of the curve—or part of the cautionary tale?

Let’s Talk Before the Market Does Something Weird (Again)

A newspaper page focused on financial information, including stock market data, recent issues, rates, major price changes, and investment fund details. Columns of numbers are interspersed with headings and small charts, printed on plain paper with a slightly off-white background.
A newspaper page focused on financial information, including stock market data, recent issues, rates, major price changes, and investment fund details. Columns of numbers are interspersed with headings and small charts, printed on plain paper with a slightly off-white background.

You’ve made it this far—don’t ghost your future.

Fill out the form.

We’ll help you align your investments with your comfort level, so you can stop guessing and start actually sleeping at night.

The Risk IQ Test is designed to help you evaluate your comfort level with different investment strategies.
A person holds a smartphone displaying a stock market application with graphs and financial data. A laptop is visible in the background, slightly blurred.
A person holds a smartphone displaying a stock market application with graphs and financial data. A laptop is visible in the background, slightly blurred.

Assess your investment strategy and comfort level.

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Disclosures:

Investment advisory services are offered through doing business as Advisor Share Wealth Management (ASWM), LLC a registered investment advisor. ASWM and Bernaducci & Kugelov, LLC’s operate independently of each other. For a comprehensive overview of investment risks, fees, and services, please refer to the ASWM firm brochure (ADV Part 2A), obtainable from your Investment Advisor Representative or by contacting ASWM.

The statements, claims, content, and/or commentary made herein and in ASWM’s other websites, videos, podcasts, blog posts, articles, and other publications or materials (collectively, the “Materials”) provide general market commentary or information and/or express the personal opinion of the author or speaker, which does not necessarily reflect the views or opinions of ASWM. The content in the Materials should not be interpreted as providing legal, tax, or investment advice, nor is it as a solicitation to effect, or attempt to effect transactions in securities. Additionally, it does not constitute the rendering of personalized investment advice for compensation over the internet. It is intended for informational purposes only.

ASWM and its representatives may only transact business or provide investment advice in states where registered, where required notices have been filed, or where they are otherwise excluded or exempted from such registration or filing requirements. Please check with us to ensure we are registered in your state.

Investments and/or investment strategies carry inherent risks, including the potential loss of principal. There is no guarantee or representation that any investment strategy will achieve its objectives, or that an investment will generate profits or will not incur a total loss of invested capital. Furthermore, nothing herein is intended to imply that ASWM nor Bernaducci & Kugelov, LLC investment strategies may be considered “conservative”, “safe”, “risk free” or “risk averse.”

ASWM and Bernaducci & Kugelov, LLC make no guarantee that the objectives associated with a particular strategy will be achieved or profitable.  Past performance is no guarantee of future performance and investors may lose their entire investment.

Neither ASWM nor Bernaducci & Kugelov, LLC provide accounting, legal, or tax advice. Please consult your accountant, legal, and/or tax advisor for specific information relating to your individual situation.

Bernaducci & Kugelov, LLC

14522 Three Ponds Trail

Delray Beach, FL 33446.

Office: 732-614-5832

RISk IQ Test